which you are working on doing and that’s very good and I’m proud of you for that, but when you go out and get MORE debt (while trying to get current with your bills) and have to make more payments on top of all the financial disasters you are already in how is that helping?
By the way I am not so much angry Cathy, but just very frustrated when I see the major problems you have had but then also see how far you have come from getting out of the payday loans..I was SO proud and happy for you about that…was really pulling for you girl…but then to see you tell us today that you went out and put something else on credit and furthermore you basically tell us that despite whatever dave says or what any of the rest of us have ever said to you to try to help you, that you did it in spite of all of that.
Do you just want to shout and scream about why I seemingly don’t understand, when its obvious that my husband and I must have had several things to overcome too in order to be able to get to this point in Dave’s plan?
And being “fortunate” or lucky has nothing to do with the fact that we are finally almost at baby step 7. We weren’t born with a silver spoon in our mouths…It took a lot of hard work, focus, and determination to get to this point…it sure didn’t just fall into our laps as if we are “special” people that are somehow more priveleged than others Cathy…and I posted where we are in the baby steps to try to encourage people that it IS possible to get to this point..I would think that should actually encourage you instead of offending you.
You can’t just assume my health is great either, nor assume my husband’s health is great. We all have problems in our lives though our problems may differ from other people’s.
It’s no picnic for any of us…a lot of us here have worked and are working hard to get out of debt (many also in dire circumstances), and you can too…it just might take you longer than it would some others that have bigger incomes.
If you had asked for advice on the list before going out and buying the new futon, do you think it’s just possible that “maybe” someone here would have been able to help give you money-saving ideas instead?
You complain that you are broke and cant afford anything…but yelling at me because you think I don’t understand your situation is not going to help…I understand FAR better than you know, since a lot of us when we first started the DR plan were broke in the beginning, and we all have to work our way out of it no matter where we started from.
If you want me to say that getting into MORE debt is an ok thing, when you are already in a very desperate situation, then no I’m sorry I can’t tell you that’s ok. You said you are taking the advice that’s been given in the group to not have any more loans, but then on the other hand, right afterwards you state that it’s the first thing you’ve bought on credit in over a year…so no, if you are broke then you can’t afford the loan no matter how long it’s been since you last bought something on credit.
But since I’ve already expressed my concerns to you, that’s all I can do and all I’m going to say…it’s like talking to a brick wall anyway..so the rest is up to you.